中(zhong)化化肥有限公司(si)與中(zhong)國(guo)民(min)生(sheng)(sheng)銀(yin)行(xing)企業金融(rong)服(fu)務合作協議(yi)在(zai)北京簽署(shu)。根(gen)據(ju)協議(yi)，中(zhong)化化肥與中(zhong)國(guo)民(min)生(sheng)(sheng)銀(yin)行(xing)將在(zai)農化服(fu)務、信貸(dai)融(rong)資、金融(rong)結算等方面充(chong)分發揮各(ge)自優勢，共同服(fu)務“三(san)農”，服(fu)務小微客戶。
今年(nian)年(nian)初，黨中央、國(guo)務(wu)院(yuan)出臺《關于全面深化(hua)農(nong)村改革加快(kuai)推(tui)進農(nong)業(ye)現代化(hua)的(de)(de)若干意見(jian)》， 在農(nong)村土地制(zhi)度(du)(du)和加快(kuai)農(nong)村金融(rong)制(zhi)度(du)(du)創(chuang)新等(deng)(deng)方面做出了重大的(de)(de)改革舉措。人民銀行和銀監會等(deng)(deng)主管部門隨后出臺一系列政(zheng)策，推(tui)進金融(rong)機(ji)構對農(nong)業(ye)規(gui)模(mo)化(hua)和集(ji)約化(hua)經營支持，加大對家庭農(nong)場等(deng)(deng)新型農(nong)業(ye)經營主體的(de)(de)信貸投放力(li)度(du)(du)。
中(zhong)(zhong)(zhong)(zhong)國民(min)(min)生銀(yin)行(xing)將(jiang)(jiang)作(zuo)為中(zhong)(zhong)(zhong)(zhong)化(hua)(hua)(hua)化(hua)(hua)(hua)肥(fei)的中(zhong)(zhong)(zhong)(zhong)小微(wei)客(ke)戶(hu)(hu)的金(jin)融(rong)(rong)(rong)服務承辦銀(yin)行(xing)，為中(zhong)(zhong)(zhong)(zhong)小微(wei)客(ke)戶(hu)(hu)提(ti)供融(rong)(rong)(rong)資(zi)支(zhi)持。中(zhong)(zhong)(zhong)(zhong)化(hua)(hua)(hua)化(hua)(hua)(hua)肥(fei)協助中(zhong)(zhong)(zhong)(zhong)國民(min)(min)生銀(yin)行(xing)分支(zhi)機構成立授信融(rong)(rong)(rong)資(zi)平臺(tai)，推薦并引導(dao)中(zhong)(zhong)(zhong)(zhong)小微(wei)客(ke)戶(hu)(hu)加入授信融(rong)(rong)(rong)資(zi)平臺(tai)，積(ji)極(ji)支(zhi)持中(zhong)(zhong)(zhong)(zhong)小微(wei)客(ke)戶(hu)(hu)向中(zhong)(zhong)(zhong)(zhong)國民(min)(min)生銀(yin)行(xing)申(shen)請融(rong)(rong)(rong)資(zi)。中(zhong)(zhong)(zhong)(zhong)國民(min)(min)生銀(yin)行(xing)還(huan)將(jiang)(jiang)通過向中(zhong)(zhong)(zhong)(zhong)化(hua)(hua)(hua)化(hua)(hua)(hua)肥(fei)的中(zhong)(zhong)(zhong)(zhong)小微(wei)客(ke)戶(hu)(hu)辦理銀(yin)行(xing)卡(ka)、對公(gong)賬戶(hu)(hu)、手(shou)機銀(yin)行(xing)、網銀(yin)、信用卡(ka)、POS機具(ju)等多種形式，豐富中(zhong)(zhong)(zhong)(zhong)化(hua)(hua)(hua)化(hua)(hua)(hua)肥(fei)的收(shou)款渠道，提(ti)高收(shou)款流程效率，降低經營業務中(zhong)(zhong)(zhong)(zhong)的資(zi)金(jin)風險(xian)。
為(wei)支持基層(ceng)農業的發(fa)展，解(jie)決(jue)基層(ceng)中(zhong)小客(ke)(ke)戶的融資困難，中(zhong)化(hua)化(hua)肥與民(min)生銀(yin)行(xing)將(jiang)在全(quan)國范圍內推廣已在江蘇(su)地(di)區成功試點的合(he)作模(mo)式，通(tong)過為(wei)中(zhong)化(hua)化(hua)肥中(zhong)小客(ke)(ke)戶解(jie)決(jue)資金(jin)問(wen)題，提升(sheng)市場競爭力，也將(jiang)與民(min)生銀(yin)行(xing)在中(zhong)小企業金(jin)融服務(wu)方(fang)面探索更(geng)多的模(mo)式。
同時針對目(mu)前中(zhong)國農(nong)業生產模(mo)式規模(mo)小、效益低、抗風(feng)險能(neng)力差的(de)現狀，雙(shuang)方(fang)領導期望未來在推進農(nong)村土(tu)地流轉、規模(mo)化種(zhong)植(zhi)和(he)農(nong)業產業鏈整合等方(fang)面進一步探(tan)討產融(rong)結合的(de)合作(zuo)機會。